Travel Health Insurance Explained
As a first port of call in the case of medical emergencies, residents of the UK always have access to the NHS. However, when travelling, many find to their detriment that no such provisions are available in other countries. It is not uncommon for travellers to fall victim to disease, and they may find themselves saddled with debilitating medical bills after receiving care at foreign hospitals. Therefore, medical insurance is an essential consideration for travellers.
It is a mistake to think that disregarding health insurance for holidays will save money. The risk of paying large amounts of money for unexpected illness treatment is too great, and could ruin an otherwise great holiday. The cost of holiday health insurance is generally quite small, since most people only travel for a week or two. Consider that in the US, if a traveller has to be repatriated to the UK, they may have to pay a huge £45,000 for travel by air ambulance. Compared to this, a few extra pounds for travel health insurance seems insignificant.
Insurance is especially important on holidays involving sports. Skiing, mountain climbing and biking, as well as any driving, carry a certain amount of risk, and will merit taking out insurance.
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